Payment Collection: Automate Customer Payments via Direct Debit

Our payment collection platform is at the heart of Flexipay. From your dashboard, you can request payments in multiple ways, whether it’s banks transfer, SEPA direct debit, debit/credit card, Klarna Buy Now Pay Later, or even deposits with a balance due later. 

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What is Customer Payments Collection?

Flexipay’s collection and instalment payment software solutions were initially built with Stripe’s technology specifically for Irish businesses to manage retail deposits and payment plans. Over the years Flexipay has been adapted to incorporate Klarna and SEPA to offer flexible payment collection options  

Through Flexipay your customer receives the secure payment links, and they decide how to complete the payment. Depending on the contract terms you set, they can: 

  • Pay in full,  
  • Pay a deposit with the balance later, 
  • Pay a deposit and the balance paid by instalment,  
  • Set up a scheduled direct debit via SEPA, or 
  • Spread the cost through Klarna instalments. 

Either way, payments facilitated and are tracked and reconciled automatically. 

Key Benefits of Payment Collection for Businesses

Flexipay’s payment collection platform gives business owners in Ireland everything they need to collect payments quickly and securely: 

Increase Sales Revenue

Offer flexible payment methods that fit your customers’ needs, from instalment plans to direct debit.

Secure Payment Methods

Collect payments through trusted providers like Stripe, Klarna, and SEPA direct debit. Transactions are safe, fast, and fully traceable.

All-in-One Dashboard

Manage every payment request from one place. Send reminders, track customer balances, and reconcile payments from card, SEPA, or even cash and cheque.

How Payment Collection Works

From your Flexipay’s dashboard you can send secure payment links via email and sms to customers who decide how to complete the payment payments facilitated and are tracked and reconciled automatically. 

Here’s how you can begin using our payment collection software: 

  1. Send a Payment Request
    Create and send a payment request from your Flexipay dashboard by email, SMS, or POS. 
  2. Customer Chooses How to Pay
    Your customer opens the secure link and decides: pay in full, pay a deposit, set up a SEPA direct debit, or use Klarna’s instalment finance. 
  3. Track and Automate
    Flexipay’s instalment payment software manages the schedule, sends follow-up reminders, and keeps all payments reconciled in one place. 

Why Choose Flexipay for Payment Collection?

Business owners across Ireland use Flexipay to collect payments from clients quickly, securely, and on their terms. Here’s why: 

Boost Sales Revenue

don’t risk turning away customers by not accepting the ever-growing number of accepted payment methods. Provide customers with greater choice and experience higher sales revenue potential.

Secure Transactions with Trusted Partners

rely on Stripe, Klarna, and SEPA for safe, compliant processing. SEPA direct debits are highly secure through European banks. 

Built for Every Business

whether you’re retail, services, tourism, or events, Flexipay helps you collect payments from customers without the hassle. 

FAQs Section – Addressing Common Concerns

What is the payment collection process for businesses?

The payment collection for businesses depends on the form of payment used. Online payments and SEPA direct debit payments, for example, involve a cardholder (the customer), the merchant (your business), an acquirer (the payment processor), and the bank (the sender/receiver of the transaction funds). 

When the customer agrees to a transaction, the merchant and acquirer pass the transaction through a payment gateway to authorise the transaction and to check for fraudulent activity. If successful, the acquirer communicates with the bank to send/receive the funds of the transaction. 

Which forms of payment can my business accept?

Businesses in Ireland can accept payments through many methods. Common examples include cash, direct debit, SEPA transactions, contactless tap and mobile phone, vouchers and gift cards, international credit card, buy now pay later, financing, mobile wallet, cryptocurrency, and more. 

Flexipay’s payment collection platform facilitates the reconciliation of payments for both business owners and customers alike. Business owners can select which forms of payment they wish to accept and easily integrate them into their online shop and/or POS terminal. 

How secure is payment collection?

It depends on the form of payment you and the customer agree upon. Cash notes and coins have carrying risks in the event of a burglary, whereas digital forms of payment and direct debit are much more secure. Collecting direct debits from customers is highly secure. Although there is a risk for customers via contactless debit payment if the card is stolen and used fraudulently, Ireland’s daily contactless card limit is €50 which reduces the severity for the customer. 

Digital forms of payment and financing payment instalments handled by trustworthy third parties such as Stripe are highly secure for business owners. 

Collect payments via debit card and more with Flexipay